If you stay in France for more than 3 months, you can open an account in a bank.  The formalities are straightforward; you will just need to show your passport, residence card and proof of domicile in France. An international bank card is not really sufficient to live in France longer than 3 months. As a student, you will be living like the French on a daily basis, you may be receiving student accommodation financial help, be covered by the student social security scheme, perhaps you will find a job…